Student Insurance

2023-2024 Student Health Insurance Information

We have some exciting changes coming up for the 2023-2024 school year for those students that enroll in the Student Health Insurance Plan (SHIP). With these changes to the benefits and premium, the SHIP plan will move from BlueKC to Aetna. We have worked to find a more affordable plan with more abundant benefits.  

Enrollment in the University-sponsored Student Health Insurance Plan (SHIP) is mandatory for all full-time undergraduates (12 credit hours or more), graduate (9 credit hours or more). Exceptions include full-time graduate students in the MBA, Data Analytics and Organizational Leadership program, accelerated option, Executive MBA, DO/MBA, MBA/PHY, AA/AS, RN to BSN, MSN, M.Ed., Ed.D and post-baccalaureate student who all may voluntarily enroll in this program. ABSN, Medical Assisting, DEI graduate certificate, and Paralegal certificate are also exempt from hard waiver. Part-time students are also eligible to enroll in coverage voluntarily if taking a minimum of 4 credit hours per term. Dependents of full-time students only may also be eligible for enrollment in the plan. Students must actively attend classes and remain enrolled with Rockhurst for the first 31 days of each term to be eligible for coverage.

Students must actively attend classes and remain enrolled with Rockhurst for the first 31 days of each term to be eligible for coverage. Individual coverage has to be active by August 1st for the waiver to be approved.
 

New Benefits Included with Aetna Insurance

The Rockhurst University Student Health Insurance Plan now includes Adult Dental Care!

  • $50 deductible for an individual 
  • Maximum benefits of $1,000/per year
  • Preventative care is covered at 100%
  • Basic Care at 80%
  • Major Care at 50%

 

Academic Live Care

Students who are enrolled in the SHIP will now have access to enhanced plan benefits, including access to the Academic Live Care (ALC) virtual medicine platform.  This platform is open to all students enrolled in the SHIP plan and can be accessed 24/7 for urgent care as well as psychiatry and counseling services.  All services received on the ALC platform are 100% free for students. 

 

Academic Emergency Services

Additionally, students who are enrolled in the SHIP will now have access to Academic Emergency Services (AES). Students have access to assistance if they experience a travel-related crisis. Services include finding an adequate doctor in an unfamiliar location, emergency transportation, and services to help students and their families with emergency expenses.  

 

If you are interested in participating in the student health insurance plan, please follow the steps outlined below.

Mandatory

Waive this requirement or enroll your dependents for the 2023-2024 academic year.

Full-time undergraduate students (12 hours or more) and full-time graduate students (9 hours or more); dependents optional

All full-time undergraduate and graduate students will automatically be enrolled in the health insurance plan upon registration for classes unless proof of comparable coverage is provided via the online waiver form.  
 

If you do not waive the student health insurance by August 25, 2023 for the fall semester, or January 26, 2024 for the spring semester your student account will automatically be billed. If you waived the insurance for the fall semester you have waived for the entire academic year.

 

Voluntary

Voluntary enrollment is open to students in the MBA, Data Analytics, and Organizational Leadership program, accelerated option, Executive MBA, DO/MBA, MBA/PHY, AA/AS, RN to BSN, MSN, M.Ed., Ed.D and post-baccalaureate students. ABSN, Medical Assisting, DEI graduate certificate, and Paralegal certificate, all of whom may voluntarily enroll in the plan if enrolled in a minimum of 4 credit hours (each semester). Spouses and children of full-time students may also be eligible for enrollment in the plan. 

Below are the rates for the 2023-2024 academic years for the student and to add your dependents.

    

 

FALL

08/01/2023– 12/31/2023

SPRING/SUMMER

01/01/2024 - 07/31/2024

SUMMER

06/01/2024- 07/31/2024

WAIVER DEADLINE

08/26/2022

01/20/2023

 

Student

$1,153.61

$1,536.39

$440.00

Dependent (3 time max)

$1,103.61

$1,563.39

$440.00

 

Contact Information Regarding Enrollment

 

  • Mandatory - Full-time undergraduate and graduate students: Rockhurst University Student Development, 816-501-4127 or lanie.kellertwigg@rockhurst.edu
  • Voluntary -  full-time graduate students in the MBA, Data Analytics and Organizational Leadership program, accelerated option, Executive MBA, DO/MBA, MBA/PHY, AA/AS, RN to BSN, MSN, M.Ed., Ed.D, post-baccalaureate, ABSN, Medical Assisting, DEI graduate certificate, and Paralegal certificate students.

 Questions

  • Questions or issues call the Student Development Office 816-501-4127 or email lanie.kellertwigg@rockhurst.edu

FAQs

How much does the insurance cost?

The cost for the health insurance changes every year as well as the policy. The cost for the 2023-2024 policy year is as follows:
If you are a full-time undergraduate (12 credit hours or more) or full-time graduate (9 hours or more) student.

Fall Semester:  $1,153.61

Spring/Summer Semester:  $1,536.39

How long does the coverage last?

The policy terms are renewed every year at the beginning of the fall semester where price and coverage terms may change. The 2021-2022 policy coverage is as follows:
Annual: from August 1, 2023, to July 31, 2024
Fall: From August 1, 2023, to December 31, 2023
Spring and Summer: from Jan. 1, 2024, to July 31, 2024
Summer: from June 1, 2023, to July 31, 2023
 

What does it cover?

  • Annual in-network deductible is now $250 
  • Annual out-of-network deductible is $500
  • Primary Care visits now have a $25 co-pay 
  • Specialist Care visits now have a co-pay of $25 
  • ER co-pay is now $200  

 

Adult Dental Care 

  • $50 deductible for an individual  
  • Maximum benefits of $1,000 per year 
  • Preventative care is covered at 100% 
  • Basic Care at 80% 
  • Major Care is 50% 

Am I covered if I travel?

Yes. Students who are enrolled in the SHIP will now have access to Academic Emergency Services (AES). Students have access to assistance if they experience a travel-related crisis. Services include finding an adequate doctor in an unfamiliar location, emergency transportation, and services to help students and their families with emergency expenses.  
Are immunizations covered?

Most immunizations are covered 100 percent if received at Saint Luke's Convenient Care and Goppert Trinity Family Care.

When will I receive my insurance card?

Your insurance card will be mailed from Aetnea to the mailing address on file with the University.
If you have any problems with your insurance card, please contact Relation Insurance and let them know what the problem is and they will assist you in resolving it. 
 

How do I contact the insurance administrator?

You may call 1-800-955-1991. You may also visit their website at Relation Insurance Services. Inquiries may also be submitted to clientservices@relationinsurance.com

I heard that full-time undergraduate and graduate students are required to have the student health insurance offered via Rockhurst. Is that true?

Yes. Enrollment in the University-sponsored Student Health Insurance Plan (SHIP) is mandatory for all full-time undergraduates (12 credit hours or more), graduate (nine credit hours or more). Exceptions include full-time graduate students in the MBA, Data Analytics and Organizational Leadership program, accelerated option, Executive MBA, DO/MBA, MBA/PHY, AA/AS, RN to BSN, MSN, M.Ed., Ed.D and post-baccalaureate student who all may voluntarily enroll in this program. ABSN, Medical Assisting, DEI graduate certificate, and Paralegal certificate are also exempt from hard waiver. More information can be found at www.rockhurst.edu/healthinsurance, under Student Insurance, 2023–2024.
 
If you are a full-time student who is automatically enrolled in the Rockhurst Student Health Insurance Plan, you must submit a waiver. Please check your student email for more information. The Office of Student Development will send an email to all Rockhurst students regarding the waiver deadline and process towards the end of July. 
 
Students must actively attend classes and remain enrolled with Rockhurst for the first 31 days of each term to be eligible for coverage. 
 
What are the benefits of having student health insurance in addition to the coverage already offered by my employer/parents/spouse?

The University negotiated a comprehensive and affordable student health insurance plan for Rockhurst students with Relation Insurance. Given the benefits offered for the cost, this is a great way to address health care costs for injuries and sickness as well as to help pay for care during periods of medical crisis.