Student Health Insurance Plan (SHIP)

We have some exciting changes coming up for the 2023-2024 school year for those students that enroll in the Student Health Insurance Plan (SHIP). The SHIP plan will move from BlueKC to Aetna, and with this change the plan benefits have been enhanced and the plan premium has significantly decreased.

Enrollment in the University-sponsored Student Health Insurance Plan (SHIP) is mandatory for all full-time undergraduate (12 credit hours or more), graduate (nine credit hours or more) students. Exceptions include full-time graduate students in the MBA, Data Analytics and Organizational Leadership program (accelerated option). Executive MBA, DO/MBA, MBA/PHY, AA/AS, RN to BSN, MSN, M.Ed., Ed.D and post-baccalaureate students who all may voluntarily enroll in this program. ABSN, Medical Assisting, DEI graduate certificate, and Paralegal certificate are also exempt from the hard waiver.

Students must actively attend classes and remain enrolled with Rockhurst for the first 31 days of each term to be eligible for coverage. Those who wish to waive the SHIP must do so by Friday, September 8. This alternate coverage must be active by August 1 for the waiver to be approved. Students carrying four or more credit hours per semester may elect to have the SHIP if they are not in the mandatory student group. 

New Benefits Included with Aetna Insurance

The Rockhurst University Student Health Insurance Plan now includes Adult Dental Care!

  • $50 deductible for an individual 
  • Maximum benefits of $1,000/per year
  • Preventative care is covered at 100%
  • Basic Care at 80%
  • Major Care at 50%

Academic Live Care

Students who are enrolled in the SHIP will now have access to enhanced plan benefits, including access to the Academic Live Care (ALC) virtual medicine platform.  This platform is open to all students enrolled in the SHIP plan and can be accessed 24/7 for urgent care as well as psychiatry and counseling services.  All services received on the ALC platform are 100% free for students. 

Academic Emergency Services

Additionally, students who are enrolled in the SHIP will now have access to Academic Emergency Services (AES). Students have access to assistance if they experience a travel-related crisis. Services include finding an adequate doctor in an unfamiliar location, emergency transportation, and services to help students and their families with emergency expenses.  

Mandatory

All full-time undergraduate and graduate students will automatically be enrolled in the health insurance plan upon registration for classes (with exceptions noted above) unless proof of comparable coverage is provided via the online waiver form (distributed via email; further information below).  

If you do not waive the student health insurance by September 8, 2023, for the fall semester (or January 26, 2024, for the spring semester) your student account will automatically be billed. If you waived the insurance for the fall semester you have waived for the entire academic year.

Instructions to Waive

  • You cannot access the waiver portal unless you activate your account via the direct email received directly from Academic HealthPlans at noreply@ahpcare.com (see sample below). Activate the account via the embedded link within the email.
  • Once logged in you will choose the Waive/Opt Out tile.
  • Enter your insurance information exactly as it is written on your insurance ID card.
  • Upload a front and back copy of your ID card OR a policy declaration page from your insurance. This is an either/or situation and both are not required.
  • Once submitted you will receive a confirmation email your waiver has been submitted.
  • Once approved you will receive an approval email. If additional information is required or the coverage cannot be verified you will receive an email advising additional information is required. Please follow the instructions in the email.

Waiver Requirements

  • Coverage must be active for the full year with no breaks in coverage.
  • The plan maximum must be unlimited.
  • The plan must be ACA (Affordable Care Act) compliant.
  • Coverage must be paid by a U.S.- based company, and the underwriting company must be owned, operated and headquartered in the U.S.
  • International students are allowed to waive with coverage that meets the above requirements.

Instructions to opt in (you are a part of the mandatory pool and you want to activate your SHIP immediately and have access to confirmation of health insurance coverage) are as follows:

  • You cannot access the enrollment portal unless you activate your account via the direct email received directly from Academic HealthPlans at noreply@ahpcare.com (see sample below). Activate the account via the embedded link within the email.
  • Once logged in you will choose the Enrollment tile.
  • Walk through the process as though you will purchase the coverage. Add the coverage to your cart and checkout.
  • Once at checkout there will be payment options. Choose the option that bills directly to the school and hit submit.
  • No payment is due at that time but this will have you enrolled immediately in the coverage.

Sample Personalized Activation Email from AHP

 

Voluntary

Voluntary enrollment is open to students in the MBA, Data Analytics, and Organizational Leadership program, accelerated option, Executive MBA, DO/MBA, MBA/PHY, AA/AS, RN to BSN, MSN, M.Ed., Ed.D and post-baccalaureate students. ABSN, Medical Assisting, DEI graduate certificate, and Paralegal certificate, all of whom may voluntarily enroll in the plan if enrolled in a minimum of four credit hours (each semester). Spouses and children of full-time students may also be eligible for enrollment in the plan. 

More Information and Questions

Please visit rockhurst.mycare26.com for more information about the SHIP. If you can’t find your answers there, please contact Andrea Denning from Academic Health Plans, at andrea.denning@ahpcare.com or 913-742-7465.