FAQs

How much does the insurance cost?
The cost for the health insurance changes every year as well as the policy. The cost for the 2016-2017 policy year is as follows:
If you are a full-time undergraduate (12 credit hours or more) or full-time graduate (9 hours or more) student.

Annual cost:  $1923

Fall Semester:  $831

Spring/Summer Semester:  $1092

How long does the coverage last?
The policy terms are renewed every year at the beginning of the fall semester where price and coverage terms may change. The 2016-2017 policy coverage is as follows:
Annual: from Aug. 1, 2016, to July 31, 2017
Fall: From Aug. 1, 2016, to December 31, 2016
Spring and Summer: from Jan. 1, 2017, to July 31, 2017
Summer: from June 1, 2017, to July 31, 2017

What does it cover?
The plan covers doctor's visits, hospital expenses, surgeon's fees, tests and procedures, emergency room, and maternity care. Coverage includes inpatient and outpatient medical care and surgical coverage, with unlimited coverage. The plan also covers well woman exams and physical wellness examinations once per year, 100 percent of PPO allowance. There is a prescription coverage with a $10 copay for generic and $20/$50 copay for brand name prescriptions. 


Am I covered if I travel?
Yes. is a national PPO network with providers all over the U.S. For a list of participating providers near you.


Are immunizations covered?
Most immunizations are covered 100 percent if received at Neigborhood Walk-in Family Care and Goppert Trinity Family Care.

When will I receive my insurance card?
Your insurance card will be mailed to the Student Development office and you will be emailed when it is available for pick up.

If you have any problems with your insurance card, please contact Summit America and let them know what the problem is and they will assist you in resolving it.


How do I contact the insurance administrator?
You may call 1-877-246-6991. You may also visit their website at Summit America an Ascension Company. Inquiries may also be submitted to: Debbie McFarlane

I heard that full-time undergraduate and graduate students are required to have the student health insurance offered via Rockhurst. Is that true?
Full-time undergraduate students carrying 12 or more hours and full-time graduate students carrying 9 or more hours, including Research College of Nursing students, are required to have the plan or provide documentation of their current valid health care using the online waiver/enrollment process by the waiver deadline of September 2, 2016, for the fall semester, or Jan. 20, 2017, for transfer and new students beginning in the spring semester. Waivers must be submitted online .

What are the benefits of having student health insurance in addition to the coverage already offered by my employer/parents/spouse?
The University negotiated a comprehensive and affordable student health insurance plan for Rockhurst students with Summit America. Given the benefits offered for the cost, this is a great way to address health care costs for injuries and sickness as well as to help pay for care during periods of medical crisis.