To determine eligibility for the following programs, students must file a FAFSA and submit a Student Aid Report (SAR) in the Financial Aid Office.

Federal Perkins Loan Program - these low-interest loans are available to undergraduate students who demonstrate need.

Federal Stafford Loan Programs - these low-interest loans are available to students who demonstrate financial need. Students may qualify for either a subsidized Stafford Loan (interest does not accrue until after graduation) or an unsubsidized Stafford Loan (interest begins accruing immediately). Interest rates on these loans are variable based on the 91-day Treasury Bill, but not higher than 8.25 percent (at time of publishing). Loan amounts vary dependent upon year of enrollment in university, the level of demonstrated financial need and previous loan history. Graduate and undergraduate students are eligible for this program.

PLUS Loan for Undergraduate Students - these loans are not based on demonstrated financial need. Parents may borrow up to the cost of attending college less any other financial assistance their son or daughter is receiving. Credit history is taken into account by the lender when determining eligibility for a PLUS Loan.