| Loan Details |  Signature Student Loan |
 |
 |
 |
 |
|
| No Fee | Goal Loan | |||||
| Terms & Conditions | ||||||
| Minimum Loan Amount | $500 |
$500 |
$500 |
$0 |
$0 |
$500 |
| Origination Fee | None |
0 to 9% |
0-6% |
None |
None |
0-5% |
| Interest Rates (variable) |
P -1% to +6.5% |
P -.50% to +5% |
P -.50% to +6% |
P -.50% to 4% |
P +0 to 3.95% |
P +1% to 3% |
| Features | ||||||
| Past Due Balance | 12 months |
8 months |
12 months |
12 months |
6 months |
6 months |
| 48 On-Time Payment Reduction | No |
0.25% |
No |
0.50% |
No |
No |
| Co-Signor Release | after 24 months |
Yes |
after 24 on-time payments |
after 48 on-time payments |
No |
after 24 on-time payments |
| Repayment | ||||||
| ACH | Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| ACH Discount | 0.50% |
0.25% |
0.25% |
0.25% |
.25% with anadded .25% if acct is with US Bank |
0.25% |
| Grace Period | 6 months |
12 months |
6 months |
6 months |
6 months |
6 months |
| Repayment Fee | 0 to 3% |
None |
None |
None |
None |
None |
| Eligibility | ||||||
| Must be degree seeking | Yes |
No |
Yes |
No |
No |
No |
| Must be enrolled at least 1/2 time | Yes |
Yes |
Yes |
No |
Yes |
No |
| Must meet SAP requirements | No |
Yes |
Yes |
No |
No |
No |
| Application | ||||||
| Proof of income | No |
No |
No |
Yes, if requesting $10,000 or more |
No |
No |
| Co-Signor required | No |
No |
No |
No |
No |
No |