Education Scholarship & Financial Aid

Most students need financial assistance to fund a graduate education. Unfortunately, there are fewer scholarships and grants for graduate education compared to undergraduate. That means most students borrow money to help pay for their education while in our Master of Education program.

We're here to help walk you through this process. Here are some recommended resources for borrowing money to fund your graduate education.

“Cost of Education”

Borrow enough money each year to cover the total cost of education - the sum of tuition and fees, plus an estimate for books, room and board, transportation and personal living expenses. Although it is possible to borrow up to the cost of education, we strongly encourage you to borrow only as much as you need to fund your education to minimize extra debt.

Student Loans

Graduate students typically borrow money to support their education through the federal Stafford loan program and the federal GradPLUS loan program.

You can borrow up to $20,500 per year through the Stafford program. Since this is less than the total cost of education, most students also borrow additional money from the GradPLUS program.

Money borrowed through the Stafford program is loaned at fairly low interest rates. Interest begins accruing while the student is in school, but student is not responsible for paying any of the loan or interest back until after graduation.

Loans through the GradPLUS program are similar in that they have fairly low interest rates and accrue interest without an obligation to begin repayment until after graduation.

The Stafford program used to differentiate between "subsidized" and "unsubsidized" loans. Subsidized loans did not accrue interest while the student was in school. However, the federal government recently eliminated the Stafford subsidies, so all Stafford loans now accrue interest while the student is in school.

To track loan information, sign electronic authorization forms, access loan counseling, payment calculators and more, visit

Free Application for Federal Student Aid (FAFSA)

If you’ve never applied for financial aid before, you’ll need to submit a FAFSA so that Rockhurst can verify that you are eligible for financial aid. Start the process at

Financial aid for your first semester at Rockhurst will be covered by the previous year's FAFSA, while financial aid for fall, spring and summer semesters will be covered by the current year's FAFSA. 

"External" Scholarships

FastWEB (Financial Aid Search Through the Web) is the largest and most complete online scholarship search. It provides free access to a searchable database of more than 400,000 private sector scholarships, fellowships, grants and student loans. You're encouraged to seek scholarship funds from outside of Rockhurst.

Be Smart. Be Frugal. Plan Ahead.

You're encouraged to take out as little financial aid as possible since you’ll eventually pay it all back with interest. Think ahead about how much you will have to budget each month after graduation to make loan payments.

Download the Scholarship & Award Guidelines and Satisfactory Academic Progress (PDF) guide to view the criteria needed for renewing federal, state and institutional awards.


We've got answers. Contact Rockhurst's Office of Admission and Financial Aid at 816-501-4600 or